Either passed down through generations or given as a gift to mark a special moment, or perhaps unearthed in a market in a faraway destination, your personal jewelry—the pieces you rarely take off tend to have a good story behind them. Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are a pawnshop located in Oceanside California.